Applications close 26 July 2026Fall 2026 intake onlyOnly 20 funded seats across the two universities
🎓 Study Now · Repay After You Graduate

Study now.
Repay after you graduate.

A moratorium loan for a UK Master's at two respected universities. Fund up to 100% of your tuition, pay just £100 a month while you study, and begin full repayment only after you finish — with a tenure of up to 7 years.

🇬🇧 University of Exeter
🏴󠁧󠁢󠁳󠁣󠁴󠁿 University of Aberdeen

Only 20 seats across the two universities · Fall 2026 intake only

The loan at a glance
Up to 100%
Tuition fee funded
£100/mo
While you study + 6 months
Up to 7 yrs
Repayment tenure
Up to 18%
Interest per annum
Repayment begins after studies. A 1-year Master's + 6 months = 18 months of just £100/month. Full repayment starts after that.
How the Moratorium Loan Works

Pay later.

The idea is simple: while you're a student with no income, you pay only a small holding amount. Real repayment waits until you've graduated and had time to find your feet.

1

Enrol & Fund

Up to 100% of your tuition is financed and paid towards your university place.

Up to 100% funded
2

While You Study

Pay only £100 per month for the length of your course — focus on your degree, not your debt.

£100 / month
3

+ 6-Month Grace

After your course ends you get 6 more months at just £100/month to settle and find work.

Still £100 / month
4

Full Repayment

Repayment of the balance begins — spread over a tenure of up to 7 years.

Up to 7 years

Example — a 1-year Master's

12 months of study + 6 months grace = 18 months during which you pay only £100/month. Full repayment of the balance begins in month 19 and runs for up to 7 years. Interest (up to 18% p.a.) accrues from disbursement, including during the £100/month period.

Loan Terms at a Glance

The key numbers

Up to100%
of your tuition fee financed
£100/mo
while you study, plus a 6-month grace period
Up to7 yrs
repayment tenure after the moratorium
Up to18%
interest per annum (set by the lender)
Two UK Universities

Where you can study

One funding pathway, two respected UK institutions. Choose the university and Master's that fit your goals — the repayment table for each is below.

E

University of Exeter

📍 Exeter, Devon (South West England) · Russell Group

A Russell Group research university and one of only a handful to earn Triple Gold in the TEF 2023 — with green campuses in Devon and Cornwall and graduates among the most sought-after by top UK employers.

  • Russell Group member
  • =155th QS World 2026 · 11th Complete University Guide 2026
  • Triple Gold — Teaching Excellence Framework 2023
  • Top 13 UK for graduate employers (High Fliers 2026)
  • 30,000+ students from 150+ countries
Master's subject areas
Business & FinanceData Science & AIMarketingLaw (LLM)Environmental SciencePsychology
Course-wise repayment — University of Exeter
Master's ProgrammeDurationIndicative Tuition While You Study
+ 6 months
Then, Monthly
illustrative*
Total Repayable
illustrative*
MSc Finance 1 year £30,000 £100 × 18 mo £781/mo £67,426
MSc Management 1 year £27,000 £100 × 18 mo £699/mo £60,502
MSc Marketing 1 year £27,000 £100 × 18 mo £699/mo £60,502
MSc Data Science 1 year £29,000 £100 × 18 mo £754/mo £65,118
MSc Business Analytics 1 year £29,000 £100 × 18 mo £754/mo £65,118
LLM Master of Laws 1 year £24,000 £100 × 18 mo £616/mo £53,577
A

University of Aberdeen

📍 Aberdeen, Scotland · Founded 1495

One of the UK's ancient universities (est. 1495) and 18th in the Guardian University Guide 2026, Aberdeen pairs centuries of heritage with strengths in energy, AI, law and business in a safe, affordable Scottish city.

  • 5th oldest university in the UK (founded 1495)
  • 18th in the UK — Guardian University Guide 2026
  • Gold — Teaching Excellence Framework
  • Five Nobel Prizes associated with the university
  • 130+ nationalities on campus
Master's subject areas
Energy & EngineeringArtificial IntelligenceInternational BusinessFinanceLaw (LLM)Data Science
Course-wise repayment — University of Aberdeen
Master's ProgrammeDurationIndicative Tuition While You Study
+ 6 months
Then, Monthly
illustrative*
Total Repayable
illustrative*
MSc Energy Transition Systems & Technologies 1 year £27,000 £100 × 18 mo £699/mo £60,502
MSc Artificial Intelligence 1 year £27,000 £100 × 18 mo £699/mo £60,502
MSc International Business 1 year £24,000 £100 × 18 mo £616/mo £53,577
MSc Finance & Investment Management 1 year £25,000 £100 × 18 mo £644/mo £55,885
MSc Data Science 1 year £27,000 £100 × 18 mo £699/mo £60,502
LLM International Law 1 year £23,000 £100 × 18 mo £589/mo £51,269

*Illustrative figures only. Indicative tuition shown is for guidance and varies by programme and year — your exact fee is confirmed by GlobCred and the university. "Total repayable" and "monthly" assume 100% of tuition is financed, £100/month is paid for 18 months (a 1-year Master's + 6 months), and the balance — with interest accruing at the maximum representative rate of 18% p.a. — is repaid over 7 years. Your actual tuition, interest rate, tenure and repayments are set by Prodigy Finance on approval and will differ, often materially. Figures are not an offer of credit.

Representative example

Finance £25,000 of tuition for a 1-year Master's. Pay £100/month for 18 months (during study + 6 months). Then repay the balance over 7 years at a representative 18% p.a. — an illustrative £644/month, for an illustrative total amount repayable of £55,885. GlobCred is a facilitator, not a lender; the loan is provided by Prodigy Finance, who set the actual rate and terms.

Eligibility

Who can apply

✓ You're a good fit if…

You hold, or expect, an offer for a Fall 2026 Master's at Exeter or Aberdeen (GlobCred can help you secure one).
You meet the university's academic entry requirements and English proficiency (typically IELTS 6.5).
You want to study now and repay after graduation, rather than pay tuition upfront.
You meet Prodigy Finance's lending criteria (assessed on approval).

Good to know

Open to international students — applications are assessed globally.
The loan finances tuition. Living costs and any visa financial requirement are separate.
Only 20 funded seats across the two universities — allocated on a first-approved basis.
Applications close 26 July 2026; this pathway is for the Fall 2026 intake only.
How to Apply

Five steps to funded

1

Secure Your Offer

GlobCred helps you apply and win a Master's offer from Exeter or Aberdeen.

2

Apply for Funding

Submit your financing application through GlobCred to Prodigy Finance.

3

Get Approved

Receive your loan decision and terms. Up to 100% of tuition is funded.

4

Study & Pay £100/mo

Begin your Master's, paying only £100/month through study and 6 months after.

5

Repay After Studies

Full repayment begins, spread over a tenure of up to 7 years.

FAQ

Common questions

When do I start repaying?+
This is a moratorium loan — you repay after you graduate. While you study, and for 6 months after your course ends, you pay only £100/month. For a 1-year Master's that's 18 months of £100/month. Full repayment of the balance begins after that.
How much of my tuition can be funded?+
Up to 100% of your tuition fee for an eligible Master's at Exeter or Aberdeen, subject to approval by Prodigy Finance.
What's the interest rate and tenure?+
Interest is up to 18% per annum and the repayment tenure is up to 7 years after the moratorium. The exact rate and tenure are set by Prodigy Finance based on your profile. Interest accrues during the study and grace period.
Are the repayment figures exact?+
No — they're illustrative, based on indicative tuition and the maximum representative terms (18% p.a., repaid over 7 years after the moratorium, interest accruing during study). Your actual tuition, rate, tenure and monthly repayment are confirmed by GlobCred and Prodigy Finance.
Which universities and courses are included?+
Master's programmes at the University of Exeter and the University of Aberdeen for the Fall 2026 intake. See the course-wise repayment tables above for representative programmes; contact GlobCred to confirm your specific course.
What's the deadline and how many places?+
Applications close on 26 July 2026, for the Fall 2026 intake only. There are 20 funded places in total across the two universities.
Who is the lender?+
Loans are provided by Prodigy Finance. GlobCred is a facilitator, not a lender; the final credit decision and the loan terms rest with Prodigy Finance.
Does the loan cover living costs?+
The loan finances tuition. Living costs and any visa financial requirement are separate and not covered — GlobCred can advise you on planning for them.
⏳ Only 20 seats · Closes 26 July 2026

Study now. Repay after you graduate.

Secure up to 100% tuition funding for a Master's at Exeter or Aberdeen — Fall 2026 intake. Apply before the seats are gone.

Apply Through GlobCred →