GlobCred is a financial technology platform, not a bank, lender, or financial advisor. All lending services accessed through GlobCred are provided by regulated third-party banks and financial institutions, both domestic and international. GlobCred does not directly issue loans, underwrite credit, or collect repayments on behalf of any lender.
Loan terms, eligibility, interest rates, and approval conditions are determined solely by the respective lending partners. Students must meet the criteria of individual lenders to qualify. Loans are offered without the need for collateral or co-signers in many cases; however, this may vary by destination, lender policy, and individual applicant profile.
GlobCred does not guarantee loan approvals or funding amounts. All financial decisions are at the discretion of the lending institutions. Loan products are not insured by the FDIC or any government agency, and may involve foreign currency risks or regulatory changes in the destination country.
GlobCred facilitates loan discovery, application aggregation, and partner matchmaking through a single platform API and unified application experience. We are committed to transparency and compliance with all applicable laws and regulatory frameworks.
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