🇰🇪 🇬🇭 This program pathway is open to students from Kenya and Ghana only. Not available for Nigerian applicants
🔓 Pay After Visa New: Pay only €500 after your offer letter (application fee + visa appointment fee + accommodation & travel deposit). Full tuition paid within 72 hours of visa approval — not before.
🇲🇹 Malta, European Union

EU-Recognised
Masters & Diplomas.
Pay After Visa.

IDEA College Malta — MFHEA-accredited institution offering Masters (MQF 7) and PG Diploma (MQF 7) programs in English. Schengen access. Full EU-recognised qualifications. Zero tuition risk before your visa.

🇪🇺 EU Member State MFHEA Accredited MQF 7 = EU Masters English Medium Schengen Zone Multiple 2026 Intakes
Check Eligibility Explore Programs
IDEA College — Key Facts
18mo
Masters duration (MQF 7)
12mo
PG Diploma duration (MQF 7)
€12K
Masters tuition (most programs)
€8K
PG Diploma tuition
✅ Pay After Visa — How It Works
Pay only €500 after offer letter (app + visa appointment fee + accommodation & travel deposit). Full tuition paid within 72 hours of visa approval only.
📅 2026 Intakes
August September October November December
⚡ Closing Soon Priority Courses Closing This Month: PG Cert / Diploma / MSc in Public Health · Healthcare Management & Leadership · Elderly Care Management · MSc in Management · UG Diploma in Logistics · Diploma / BSc in Computing · BSc Nursing Top-Up · Bridging Programme for Nurses
Pay After Visa

You Don't Pay Tuition Until
Your Visa is Approved.

IDEA College has introduced a Pay After Visa option for Kenya and Ghana students. Here's exactly what you pay and when.

After Offer Letter
€500
Only This Upfront
After receiving your unconditional offer letter, pay €500 total — €300 (application + visa appointment fee, non-refundable) + €200 (accommodation deposit, travel ticket & bank draft). No other payment before the visa decision.
During Visa Processing
Wait
No Payment Required
IDEA College books your VFS Global appointment. CVU processes your visa in 10–12 weeks. No large payment required during this period.
After Visa Approval
72hrs
Pay Full Tuition
Once your visa is approved, pay the full tuition balance within 72 hours. Only then — after your path to Malta is already confirmed.
📎 Mandatory Documents for Visa Submission (alongside standard visa docs)
✓ Agent Undertaking Letter
✓ Candidate Cheque Leaf Copy (balance amount mentioned)
✓ TT Copy of €500 Payment
GlobCred Loan — Kenya & Ghana Students

Can't Pay €500 Upfront?
GlobCred Covers It.

GlobCred offers a €500 facilitated loan to cover your pre-visa fees — the €300 application + visa fee and the €200 accommodation & travel deposit. All funds are disbursed directly to IDEA College. No money goes to the student.

What the Loan Covers
ItemAmount
Application Fee + Visa Appointment Fee
Non-refundable. Paid after offer letter.
€300
Accommodation Deposit + Travel Ticket + Bank Draft
Required for visa submission. Paid to IDEA College.
€200
Total Loan Amount
€500
⚠️ Tuition is not covered by this loan. Tuition is paid directly by the student within 72 hours of visa approval.
Loan Terms
Loan Amount€500
Interest Rate1% per month
Tenure4 months
Total Repayment€575
Co-signer RequiredNone
Collateral RequiredNone
DisbursementDirect to IDEA College
First Payment (Day 0 — Before Disbursement)
Admin Fee€50
Facilitation Fee€50
Month 1 Fee€5
Month 1 Loan Repayment€126.25
Total First Payment€231.25
⏱ After payment submission: 24–48 hours for final approval & disbursement. Funds go directly to IDEA College.
Repayment Schedule
PaymentLoan RepaymentMonthly FeeTotal
Day 0 €126.25 €5 €131.25
Month 2 €126.25 €5 €131.25
Month 3 €126.25 €5 €131.25
Month 4 €126.25 €5 €131.25
Total €505 €20 €525
Total cost over 4 months including admin & facilitation fees: €575 (€525 repayments + €50 admin fee)
Currency
All payments in KES or GHS
Exact rate shown before every transaction.
🇰🇪 Kenya (KES)
Google Rate + KES 13 markup
🇬🇭 Ghana (GHS)
Google Rate + GHS 1.16 markup
Important Disclosures
·GlobCred is a facilitator, not a lender. The final credit decision is made by the lender only.
·GlobCred does not guarantee loan disbursal.
·Incorrect or unverifiable information may lead to rejection. In case of rejection, the student is refunded the full amount less the €50 facilitation fee.
·No funds are ever transferred to the student. Disbursement is direct to IDEA College.
·Offer valid for 48 hours from issue. A €150 offer locking fee (part of admin + facilitation fees) is required within this window.
GlobCred Loan
€500
Available to eligible Kenya & Ghana students applying to IDEA College Malta through GlobCred.
Apply Now →
Eligibility — Kenya & Ghana Only

Who Can Apply?

🎓Academic Requirements — Masters (MQF 7)
✓
Minimum Qualification
Bachelor's degree in any stream. Diploma (Level 5) and HND (Level 6) holders also accepted into Masters programs.
✓
English Requirement
IELTS 6.0 or evidence of English-medium prior education (MOI certificate). Confirm with GlobCred.
✓
Interview
An admission interview is conducted as part of the process.
HND/Diploma holders: IDEA College accepts Level 5 & 6 qualifications for Masters entry — this is a significant opportunity for graduates without a full bachelor's degree.
🇰🇪

Kenya

✓ Eligible to apply

🇬🇭

Ghana

✓ Eligible to apply

🇳🇬

Nigeria

✗ Not eligible for this pathway

Why Malta
→English is an official language — no language barrier
→MQF 7 = EQF 7 — EU-recognised Masters equivalent
→Schengen visa — 27 European countries accessible
→~€1,000/month estimated living costs
→5 intake windows in 2026 — August through December
→Erasmus+ participant — quality-assured institution
Programs & Fees — 2026

Masters & PG Diplomas
at IDEA College Malta.

We support Masters (MQF 7, 18 months) and PG Diploma (MQF 7, 12 months) programs only. All taught in English. Fees from the official IDEA College 2026 Fee Structure.

Masters MQF Level 7 · 18 Months · €12,000 tuition (most) · €13,000 (AI & Fintech) · + €1,000 admission fee (paid separately)
MSc · MQF 7
⚡ Priority

MSc Healthcare Management & Leadership

Duration18 Months
IntakeAugust 2026
Tuition
€12,000
+ €1,000 admission fee (paid separately)
MSc · MQF 7
⚡ Priority

MSc Public Health

Duration18 Months
IntakeAugust 2026
Tuition
€12,000
+ €1,000 admission fee (paid separately)
MSc · MQF 7
⚡ Priority

MSc Elderly Care Management

Duration18 Months
IntakeAugust 2026
Tuition
€12,000
+ €1,000 admission fee (paid separately)
MSc · MQF 7
⚡ Priority

MSc Management

Duration18 Months
IntakeOctober 2026
Tuition
€12,000
+ €1,000 admission fee (paid separately)
MSc · MQF 7

MSc Hospitality Management

Duration18 Months
IntakeOctober 2026
Tuition
€12,000
+ €1,000 admission fee (paid separately)
MSc · MQF 7

MSc Finance Management

Duration18 Months
IntakeDecember 2026
Tuition
€12,000
+ €1,000 admission fee (paid separately)
MSc · MQF 7

MSc Project Management

Duration18 Months
IntakeOctober 2026
Tuition
€12,000
+ €1,000 admission fee (paid separately)
MSc · MQF 7

MSc Anti-Money Laundering & Compliance

Duration18 Months
IntakeOctober 2026
Tuition
€12,000
+ €1,000 admission fee (paid separately)
MSc · MQF 7
🔥 High Demand

MSc Artificial Intelligence

Duration18 Months
IntakeNovember 2026
Tuition
€13,000
+ €1,000 admission fee (paid separately)
MSc · MQF 7

MSc Fintech

Duration18 Months
IntakeNovember 2026
Tuition
€13,000
+ €1,000 admission fee (paid separately)
PG Diploma MQF Level 7 · 12 Months · €8,000 tuition (most) · €9,000 (AI & Fintech) · + €500 admission fee (paid separately)
PG Diploma · MQF 7

PG Diploma in Management

Duration12 Months
IntakeOctober 2026
Tuition
€8,000
+ €500 admission fee (paid separately)
PG Diploma · MQF 7

PG Diploma in Retail Management

Duration12 Months
IntakeOctober 2026
Tuition
€8,000
+ €500 admission fee (paid separately)
PG Diploma · MQF 7

PG Diploma in Project Management

Duration12 Months
IntakeOctober 2026
Tuition
€8,000
+ €500 admission fee (paid separately)
PG Diploma · MQF 7

PG Diploma in Hospitality Management

Duration12 Months
IntakeOctober 2026
Tuition
€8,000
+ €500 admission fee (paid separately)
PG Diploma · MQF 7

PG Diploma in Health Care Management & Leadership

Duration12 Months
IntakeNovember 2026
Tuition
€8,000
+ €500 admission fee (paid separately)
PG Diploma · MQF 7

PG Diploma in Elderly Care Management

Duration12 Months
IntakeDecember 2026
Tuition
€8,000
+ €500 admission fee (paid separately)
PG Diploma · MQF 7

PG Diploma in Anti-Money Laundering & Compliance

Duration12 Months
IntakeOctober 2026
Tuition
€8,000
+ €500 admission fee (paid separately)
PG Diploma · MQF 7

PG Diploma in Blockchain & Cryptocurrency

Duration12 Months
IntakeOctober 2026
Tuition
€8,000
+ €500 admission fee (paid separately)
PG Diploma · MQF 7

PG Diploma in Strategic Accounting Principles

Duration12 Months
IntakeOctober 2026
Tuition
€8,000
+ €500 admission fee (paid separately)
PG Diploma · MQF 7

PG Diploma in Business of Fashion

Duration12 Months
IntakeOctober 2026
Tuition
€8,000
+ €500 admission fee (paid separately)
PG Diploma · MQF 7

PG Diploma in Airtransport Management

Duration12 Months
IntakeOctober 2026
Tuition
€8,000
+ €500 admission fee (paid separately)
PG Diploma · MQF 7
🔥 High Demand

PG Diploma in Artificial Intelligence

Duration12 Months
IntakeNovember 2026
Tuition
€9,000
+ €500 admission fee (paid separately)
PG Diploma · MQF 7

PG Diploma in Fintech

Duration12 Months
IntakeNovember 2026
Tuition
€8,000
+ €500 admission fee (paid separately)
PG Certificate MQF Level 7 · 8 Months · €6,000 tuition · + €500 admission fee (paid separately)
PG Cert · MQF 7

PG Certificate in Management

Duration8 Months
IntakeOctober 2026
Tuition
€6,000
+ €500 admission fee (paid separately)
PG Cert · MQF 7

PG Certificate in Retail Management

Duration8 Months
IntakeOctober 2026
Tuition
€6,000
+ €500 admission fee (paid separately)
PG Cert · MQF 7

PG Certificate in Project Management

Duration8 Months
IntakeOctober 2026
Tuition
€6,000
+ €500 admission fee (paid separately)
PG Cert · MQF 7

PG Certificate in Hospitality Management

Duration8 Months
IntakeOctober 2026
Tuition
€6,000
+ €500 admission fee (paid separately)
PG Cert · MQF 7

PG Certificate in Health Care Management & Leadership

Duration8 Months
IntakeAugust 2026
Tuition
€6,000
+ €500 admission fee (paid separately)
PG Cert · MQF 7

PG Certificate in Elderly Care Management

Duration8 Months
IntakeAugust 2026
Tuition
€6,000
+ €500 admission fee (paid separately)
PG Cert · MQF 7

PG Certificate in Public Health

Duration8 Months
IntakeAugust 2026
Tuition
€6,000
+ €500 admission fee (paid separately)

* All fees from official IDEA College 2026 Fee Structure. Intake dates from official 2026 Academic Intakes document. Verify with GlobCred before applying.

Application Process

13 Steps. GlobCred
Guides Every One.

1

Submit Application + CV

Application form with all educational certificates and an updated CV

2

College Issues Documents

Invitation letter, invoice, and student agreement issued by IDEA College

3

Admission Interview

Interview conducted simultaneously with document review

4

Unconditional Offer

Submit MOI, MQRIC of last qualification, and Apostilled documents

5

Pay €500

€300 (application + visa appointment fee, non-refundable) + €200 (accommodation deposit, travel ticket & bank draft). Your only upfront payment.

6

VFS Global Booking

IDEA College books VFS Global appointment. You are informed before VAC template submission.

7

Submit Visa Application

Full Maltese student visa application submitted to VFS Global

8

CVU Processing (10–12 wks)

Malta's Central Visa Unit processes your application

9

Visa Decision ✓

Inform IDEA College of your visa decision via the student portal

10

Pay Tuition (72 hrs)

Full tuition paid within 72 hours of visa approval only

11

Submit Travel Ticket

Confirm travel arrangements and submit ticket to IDEA College

12

Arrive in Malta 🇲🇹

Begin your EU Masters journey in the Mediterranean

Note: There is no payment deadline for BSc Nursing & Bridging programs. Visa processing is 10–12 weeks — begin at least 4–5 months before your intended intake. GlobCred guides you through MQRIC assessment, MOI, Apostille, and every step of the process.
Visa Document Checklist

What You Need for the
Maltese Student Visa.

GlobCred helps you prepare every document. Nothing gets missed.

📄 Core Documents

✓
Passport — 2 blank pages, 3 months+ validity beyond stay. Include old passport.
✓
Passport photocopy — first and last page.
✓
Long-stay visa application form (VLS-TS) — correctly filled, dated and signed.
✓
2 passport photographs — ICAO standard, not older than 3 months.
✓
Admission / invitation letter from IDEA College — mentioning duration and payable fees.
✓
TT copy of €500 payment (proof of fee payment).
✓
Agent Undertaking Letter.
✓
Candidate cheque leaf copy with balance amount mentioned.
✓
CV and covering letter — purpose of study, motivation, sponsors.

💰 Financial & Supporting Documents

✓
Original + copy of latest degree / diploma certificate.
✓
MQRIC certificate of last qualification (if obtained outside Malta).
✓
MOI (Medium of Instruction) certificate.
✓
IELTS / TOEFL score (if required by institution or to strengthen visa).
✓
Bank statements — minimum €615/month required (3 months old). Or Studely blocked account €8,000.
✓
Accommodation proof — first 7 days in Malta.
✓
Travel insurance — covers first 3 months in Malta.
✓
Air ticket booking (one-way blocked ticket accepted).
✓
Copies of previous US, UK, or Schengen visas (last 5 years, including immigration seals).
€12,000

Proof of Funds — One Year Living Expenses

Bank statement must show minimum €12,000 available (equivalent to 1 year living costs in Malta) — not older than 3 months. Alternatively, a Studely blocked account of €8,000 is accepted. This is separate from tuition payment.

Why Apply Through GlobCred

Your Admissions Partner,
From Nairobi & Accra
to Malta.

IDEA College has a 13-step application process — MQRIC, MOI, Apostille, VFS Global, 10–12 week visa wait, and now the new Pay After Visa structure. GlobCred handles every step so you don't have to navigate it alone.

✓
Free eligibility check
✓
Document preparation
✓
MQRIC & MOI guidance
✓
Apostille support
✓
VFS visa guidance
✓
Pay After Visa coordination
✓
Kenya & Ghana students
✓
Dedicated advisor

Start Your Application

Free eligibility check for Kenya and Ghana students. Find out which IDEA College program fits your qualifications and career goals.

Check Eligibility → Talk to an Advisor
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MBA MSc Business Analytics MSc AI in Business MSc Strategic Mgmt
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FAQs

Kenya & Ghana Students Ask These.

How does Pay After Visa actually work?

+
After receiving your unconditional offer letter, you pay €500 in total — €300 (application fee + visa appointment fee, non-refundable) and €200 (accommodation deposit, travel ticket & bank draft). IDEA College books your VFS Global appointment. The CVU processes your visa in 10–12 weeks. You pay the full tuition balance only within 72 hours after visa approval. Nothing large before the visa decision.

Is MQF Level 7 recognised internationally?

+
Yes. MQF Level 7 is fully aligned with the European Qualifications Framework (EQF Level 7) — the EU's Masters-level standard. IDEA College is accredited by the MFHEA, Malta's official higher education authority. This is a state-recognised, internationally respected qualification.

Can I apply for a Masters with a Diploma or HND?

+
Yes. IDEA College accepts Level 5 and Level 6 qualifications — including Diplomas and Higher National Diplomas — as valid entry into MQF Level 7 Masters programs. This is a genuine pathway for graduates who don't hold a full bachelor's degree.

What is MQRIC and why do I need it?

+
MQRIC (Malta Qualifications Recognition and Information Centre) assesses foreign qualifications against the Maltese and European frameworks. IDEA College requires an MQRIC assessment of your last qualification for the unconditional offer. GlobCred will guide you through exactly how and where to obtain this.

How long does the Maltese student visa take?

+
CVU processing typically takes 10–12 weeks after VFS submission. IDEA College coordinates the VFS Global appointment booking. We recommend starting the process at least 4–5 months before your intended intake (August, September, October, November, or December 2026).

What are the living costs in Malta?

+
Estimated living costs in Malta are approximately €1,000/month, covering accommodation, food, transport, and personal expenses. IDEA College estimates one year of living costs at €12,000. Malta is significantly more affordable than the UK, Ireland, or most Western European cities.
Kenya & Ghana Students

Your EU Masters Starts
in Malta. Pay Only
After Visa.

IDEA College offers an EU-recognised Masters in English — with the most student-friendly payment structure available. €500 now. Everything else after your visa is approved. GlobCred gets you there.

Check Eligibility — Free Talk to an Advisor