Frequently asked questions

  • Phone No.
    +91 93406 74578
  • Email
    product@globcred.org
  • Mumbai Office
    A-301, Kailash Business Park Hiranandani Road, Vikhroli West, Mumbai - 400079
  • UAE Office
    GlobCred. PROPERTY NO. W202, AL SAAHA CWING, Burj Khalifa Compound, Downtown Dubai, United Arab Emirates

International students can finance their study abroad education through various avenues, including international student loans, scholarships, grants, and personal savings. GlobCred specializes in connecting students with AI-powered loans from over 60+ lenders, offering a fast and hassle-free application process for global education.

Eligibility criteria for a study abroad loan typically include academic merit, chosen course and university, co-applicant details, and financial history. GlobCred's platform helps assess your profile and matches you with lenders whose criteria you meet, simplifying the loan discovery process.

Yes, many lenders offer education loans without collateral for studying abroad, especially for strong academic profiles or specific courses. GlobCred's extensive network includes various lenders, increasing your chances of finding an unsecured study abroad loan that suits your needs.

GlobCred's AI-powered loan platform streamlines the application process by instantly matching you with suitable lenders from a pool of over 61 partners. This technology ensures faster approvals, personalized loan offers, and a more efficient experience for students seeking global education finance.

GlobCred Remit is a seamless international payment solution designed for students and professionals. It allows you to send money abroad for international tuition fees and living expenses at the lowest possible cost, offering a convenient way to manage your finances while studying or working overseas.

Repayment terms for international student loans vary by lender but often include a moratorium period where payments are deferred until after graduation or a grace period after completing your studies. GlobCred helps you understand and compare these terms from various lenders to find a flexible repayment plan.

GlobCred is committed to transparency. While specific lender fees (like processing fees or forex conversion charges) may apply, GlobCred aims to provide clear information upfront, helping you avoid unexpected costs and ensuring a transparent student loan application experience.

One of the key benefits of GlobCred's AI-powered loan process is speed. Approvals can be significantly faster than traditional methods, with some applications moving quickly due to efficient loan application aggregation and direct lender matchmaking.

Yes, GlobCred provides comprehensive financial solutions not just for students but also for professionals looking to work abroad. Our platform offers loans for global movement and seamless remittance services to support your career journey in international destinations.

You can send tuition fees directly to your university abroad using GlobCred Remit. Our platform facilitates international wire transfers for tuition, ensuring your payments reach your educational institution securely and efficiently, often at competitive exchange rates.

Aveka AI is GlobCred's AI-powered counseling service that provides personalized guidance for your education and career path. It combines artificial intelligence with human expertise to help you make informed decisions about your international study or work aspirations.

Yes, GlobCred's platform is designed for loan discovery and comparison. It aggregates offers from over 60+ global lenders, allowing you to easily compare interest rates, repayment terms, and other features to choose the best study abroad loan for your financial situation.

GlobCred operates its financial solutions, including international loans and remittance services, in over 25 countries. This broad operational reach ensures that a wide range of students and professionals can access our services for their global aspirations.

An international education loan can typically cover a wide range of expenses, including tuition fees, accommodation, living costs, travel, health insurance, and study materials. GlobCred helps you find loans that provide comprehensive coverage for your study abroad journey.

International money transfers through GlobCred Remit are highly secure. We partner with trusted financial institutions and utilize robust security protocols to ensure your funds are transferred safely and reliably for education and living expenses abroad.

Once your loan is approved through GlobCred's streamlined process, the fund disbursement timeframe for study abroad loans is typically fast. Our efficient API-driven platform ensures quick coordination with lenders to get your funds to you or your institution as promptly as possible.

Yes, GlobCred's lending partners offer flexibility for various educational pursuits, including full degree programs, short-term courses, and vocational training abroad. Our platform helps you explore study abroad loans for specific programs and ensures comprehensive coverage.

Beyond loan discovery and application aggregation, GlobCred offers support through Aveka AI for holistic planning, which can indirectly assist with understanding student visa financial requirements. While we focus on finance, our goal is to empower your entire global journey.

GlobCred prioritizes the security of your personal and financial data. Our secure online loan application platform uses robust encryption and adheres to stringent data protection protocols to safeguard your information throughout the entire process.

Using GlobCred for loan application aggregation saves you significant time and effort. Instead of applying to multiple banks individually, our platform allows you to submit one application and receive offers from over 61 lenders, streamlining your global education finance journey and helping you compare terms efficiently.

With this option, you do not have to make any payments during the course duration and a grace period of 6 months to 1 year after you complete your studies.