France student loan

At Globcred.Money, we connect you with a wide network of leading Indian banks, NBFCs (Non-Banking Financial Companies), and international financial institutions that offer competitive education loans tailored for your French education dreams. We streamline the application process, ensuring you find the best financing solution with ease.

• Are you an Indian Citizen? This loan is specifically for Indian citizens ready to embark on their French academic adventure.
• Got Your Acceptance Letter? You'll need to have secured admission to a recognized university or educational institution in France.
• Are You 18 or Older? Applicants should be at least 18 years old.
• Is Your Program Career-Focused? The loan supports students enrolled in job-oriented or professional programs that will help you kickstart your career after graduation.
• Co-Applicant: A co-applicant (e.g., parent, guardian) with a stable source of income is generally required to support the loan financially.

If you meet these criteria, you're well on your way to exploring your student loan options with Globcred.Money and making your dream of studying in France a reality!

• KYC Documents: Aadhaar Card, PAN Card, Passport, Proof of Residence.
• Academic Documents: Mark sheets, admission letter from the French university, academic transcripts, standardized test scores (if applicable).
• Financial Documents: Bank statements (last 3–6 months), income proof (for co-applicant, e.g., salary slips, ITR), statement of assets & liabilities.
• Collateral Documents (if applicable): Property papers, Fixed Deposit receipts for secured loans.

• Tuition fees (potentially up to 100% coverage by some lenders)
• Accommodation costs
• Caution deposit / Refundable deposit
• Travel expenses (e.g., one-way flight costs)
• Mandatory health insurance premiums (e.g., minimum €30,000 coverage for visa)
• Study tours, project work, and thesis expenses
• Books, stationery, and equipment (e.g., laptop)
• Miscellaneous personal expenses

• Public Universities: Bachelor's degrees ~€2,850/year, Master's ~€3,879/year.
• Private Universities & Business Schools: Tuition from €6,000 to €20,000, up to €30,000+ for top schools.
• Living Expenses: Paris: €1,000–€1,800/month. Smaller cities: €800–€1,200/month. Visa proof: €615/month or €7,380/year.

• Secured Education Loans: Require collateral; offer lower interest, higher limits (e.g., up to INR 2 Cr or more).
• Unsecured Education Loans: No collateral; based on academic/co-applicant profile. Up to INR 75 Lakhs or more possible.

Globcred.Money empowers students to pursue their education in France even without tangible collateral. We connect you with lenders who offer unsecured loans based on your academic profile, the university's reputation, and the co-applicant's financial standing. Our streamlined process makes it easier to secure these no-collateral loans, allowing you to focus on your studies without the burden of providing assets.

• Processing Costs: Compare fees (typically 0.5% to 1.5% or fixed charges).
• Income Tax Exemptions: Check benefits under Section 80E.
• Loan Margin: Understand what percentage is covered (some lenders offer 100%).
• Processing Time: Ranges from 3–7 days with fast lenders.
• Repayment Terms: Moratorium (course + 6–12 months), tenure (5–15 years), pre-payment flexibility.
• Apply in Advance: Start 2–3 months before university/visa deadlines to avoid stress.

• Full Financing: Up to 100% of tuition and living costs covered.
• Zero Hidden Cost: Transparent services, no hidden charges.
• Immediate Sanctions: Fast loan approvals.
• Customized Financing: Personalized options for your needs.
• Loan Tracking: Monitor your loan status with ease.
• No-Collateral Expertise: Specialists in unsecured loans.
• Paperless Approval: Digital-first, efficient processing.

• Business and Management (e.g., MBA, MIM, International Business, Luxury Brand Management)
• Engineering (e.g., Mechanical, Civil, Computer Science, Aerospace)
• Fashion and Luxury Management
• Culinary Arts and Hospitality Management
• Computer Science and IT (e.g., Data Science, AI, Cybersecurity)
• Medicine and Healthcare
• Art and Design
• International Relations and Political Science