UK student loan

At Globcred.Money, we connect you with a wide network of leading Indian banks, NBFCs (Non-Banking Financial Companies), and international financial institutions that offer competitive education loans tailored for your British education dreams. We streamline the application process, ensuring you find the best financing solution with ease.

• Are you an Indian Citizen? This loan is specifically for Indian citizens ready to embark on their British academic adventure.
• Got Your Acceptance Letter? You'll need to have secured admission to a recognized university or educational institution in the UK.
• Are You 18 or Older? Applicants should be at least 18 years old.
• Is Your Program Career-Focused? The loan supports students enrolled in job-oriented or professional programs that will help you kickstart your career after graduation.

If you meet these criteria, you're well on your way to exploring your student loan options with Globcred.Money and making your dream of studying in the UK a reality!

• KYC Documents: Aadhaar Card, PAN Card, Passport.
• Academic Documents: Mark sheets, admission letter (e.g., CAS letter) from the UK university.
• Financial Documents: Bank statements, income proof (for co-applicant, if applicable).
• Collateral Documents (if applicable): For secured loans.

• Tuition fees
• Accommodation costs
• Travel expenses
• Mandatory health insurance premiums
• Study tours and project work
• Books, stationery, and equipment (e.g., laptop)
• Miscellaneous expenses

• Tuition Fees: Can vary significantly by program and university, generally ranging from £10,000 to £30,000+ per year for international students. Specialized or postgraduate programs like Medicine, MBA, or Engineering can be higher.
• Living Expenses: These vary by city but generally average around £1,000-£1,500 per month (outside London) and £1,200-£1,800 per month (in London), covering accommodation, food, transportation, and personal expenses. You'll need to demonstrate sufficient funds for your visa.

• Secured Education Loans: These loans require collateral, such as residential property, commercial property, non-agricultural land, or fixed deposits. They typically come with lower interest rates and higher loan amounts.
• Unsecured Education Loans: These loans do not require collateral. Eligibility is primarily based on the co-applicant's income and creditworthiness. Globcred.Money specializes in facilitating unsecured loans for eligible international students, with high limits (e.g., up to INR 40 Lakhs or more for top universities).

Globcred.Money empowers students to pursue their education in the UK even without tangible collateral. We connect you with lenders who offer unsecured loans based on your academic profile, the university's reputation, and the co-applicant's financial standing. Our streamlined process makes it easier to secure these no-collateral loans.

• Processing Costs: Compare processing fees charged by different lenders.
• Income Tax Exemptions: Inquire about tax benefits available under Section 80E of the Income Tax Act.
• Loan Margin: Understand the percentage of the total cost that the loan will cover.
• Processing Time: Account for the time it takes for loan approval and disbursement.
• Repayment Terms: Review the moratorium period, repayment tenure, and pre-payment options.
• Apply in Advance: Start your loan application well before your university deadlines to avoid last-minute stress.

• Full Financing: We help you secure loans that cover up to 100% of your university fees and living expenses.
• Zero Hidden Cost: Our services are transparent and no hidden cost is charged.
• Immediate Sanctions: We work to get you quick loan approvals.
• Customized Financing: We provide options tailored to your specific financial situation and academic needs.
• Loan Tracking: Our platform allows you to track your loan application status conveniently.
• No-Collateral Expertise: We specialize in facilitating unsecured education loans for eligible students.
• Paperless Approval: We offer a digital-first approach for faster and more efficient processing.

• Business & Management (e.g., MBA, Finance, Marketing)
• Computer Science & IT
• Engineering (e.g., Mechanical, Civil, Electrical)
• Medicine & Healthcare
• Law
• Art & Design
• Social Sciences
• Media & Communications